We talk about money in English


The end of the year is the time to calculate income and expenses. At the same time, you can do repetition and check vocabulary related to money in English. Here are the basic expressions about money in English:

  • how much is - how much does it cost
  • coin - coin
  • note - bank note
  • change - surrender

Payment Methods

  • Cash - cash
  • check(s) - check(s)
  • credit (slang - plastic) - credit card

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Theme money: General notation

Table 1. Expressions about money in English

Dictionary on the topic "Money"

Account - account

a record of money a person deposits into a bank


Automatic Teller Machine aka Hole in the wall.

Balance - balance

the difference between credits and debits in an account

bank - bank

a building in which commercial banking is transacted.

bank charges

money paid to a bank for the bank's services etc

barter - exchange

to trade without using money.

Borrow - to borrow

to ask for the temporary use of money on the condition of repayment and at a set rate of interest.

Branch - branch of the bank

local office or bureau of a bank

Cashflow - cash flow

cash earnings minus cash outflows for fixed- and working-capital investment.

Cashier - cashier

an employee of a bank or building society who receives and pays out money.

Checkbook - checkbook

book containing detachable checks

Check - check

written order to a bank to pay the stated sum from one's account

Counterfeit - counterfeit money

fake money made in order to decade - also v.

Credit - credit

money in a bank a/c; sum added to a bank a/c; money lent by a bank - also v.

credit card - credit card

(plastic) card from a bank authorizing the purchasing of goods on credit

Currency - currency

money that is used by a country such as the United Kingdom.

current account - current account

bank a/c from which money may be drawn at any time; checking account US

Debit - debit

a sum deducted from a bank account, as for a check - also v.

debit card - debit card

you use a debit card in much the same way as a credit card but instead of receiving credit after making your purchase, the funds are automatically (within a few days usually) withdrawn from your bank account.

Debt - debt

the state of owing something (especially money).

Denomination - bill

a number that expresses the value of a coin or bill. A five pound note and a ten pound note represent two denominations.

Deposit - deposit

an amount of money placed with a bank

deposit account - savings account

bank a/c on which interest is paid; savings account US.

fill in - fill in (application, form)

to add written information to a document to make it complete.

foreign exchange - foreign currency, currency trading

Used to describe the currency of other countries and the system for dealing in such currency (often shortened to Forex).

Interest - interest

money paid for borrowing money, or money that a bank or building society pays a customer for putting money into their bank.

interest rate

the percentage of an amount of money which is paid for the use of that money over a period of time.

Lend - to lend

to give the temporary use of money on the condition of repayment and at a set rate of interest.

Loan - loan, credit

money lent by a bank etc and that must be repaid with interest - also v.

Overdraft - overdraft, excess credit

deficit in a bank account caused by withdrawing more money than is paid in

Pay - pay

To give (someone) money that is due for work done, goods received, or a debt incurred.

Pay - payment

Money paid to someone for regular work. Also see salary.

pay in - make a contribution

to deposit or put money in to a bank account

Payee - payee

person to whom money is paid

paying-in slip - deposit receipt

small document recording money that you pay in to a bank account


A regular payment made during a person's retirement (when they become too old to work) from an investment fund to which that person or their employer has contributed.

Salary - wages

A fixed regular payment, typically paid on a monthly or biweekly basis made by an employer to an employee.

Statement - account statement

a record of transactions in a bank account

Withdraw - withdraw money

to take money out of a bank account

Withdrawal - withdrawal of money

the act of taking out money.

Poor and rich, generous and greedy

There are many ways to describe a rich or poor person. Some of them are not even suspected by advanced users.

Table 2. How to describe a rich and poor person in English

Filthy rich

obscenely rich

stinking rich

obscenely rich

rolling in it

like a cat in oil









well off


hard up







beyond the poverty line













If you are generous, noble and do not spare money, then you can be called:

  • charitable (generous)
  • generous (generous)
  • sharing (compassionate)
  • unselfish (responsive)

If, on the contrary, you keep money with you, then you can use the definitions:

  • mean (mean)
  • miserly (petty)
  • selfish (selfish)
  • stingy (stingy)
  • tight (miser)
  • uncharitable (ungenerous)
  • ungenerous (ungenerous